Mortgage Modification Mediation Program

Mortgage Modification Mediation Program Information The United States Bankruptcy Court for the District of Nevada, being aware of bankruptcy mediation programs which have successfully enabled mortgage modifications and confirmation of Chapter 13 Plan, issued an Administrative Order effective January 1, 2015, implementing the Mortgage Modification Mediation Program (MMMP) in Las Vegas.

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The MMMP is designed to function as a forum for individual debtors to explore mortgage modification options with their lenders for real property in which the debtors have an interest or are obligated on the promissory note or mortgage. The goal of MMMP is to facilitate communication and exchange of information in a confidential setting and encourage the parties to finalize a feasible and beneficial agreement under the supervision of the United States Bankruptcy Court for the District of Nevada. Mortgage Modification Mediation options include modification of a mortgage or surrender of real property owned by an individual debtor.

Chapter 13 debtors are eligible to participate by filing a Motion and Order of Referral to Mortgage Modification Mediation within 90days of the date the Chapter 13 petition being filed.

The United States Bankruptcy Court for the District of Nevada has adopted uniform procedures for its Mortgage Modification Mediation (MMM) Program. This program applies to Las Vegas Chapter 13 bankruptcy filings and all types of real property, commercial and residential.
The procedures can be viewed at
The MMMP forms can be accessed at

The Bankruptcy Court will not force any modification and will make no adjudication except with the consent of both parties. Any signed agreement reached at mediation must be approved by the Bankruptcy Court before it is binding and enforceable.